Plan for the new $6,000 senior tax deduction if you turn 65 by year-end
Added
For tax years 2025 through 2028, people who are 65 or older by the last day of the tax year can take an extra $6,000 deduction on top of the existing senior standard deduction, whether or not they itemize. If you're close to 65, factor it into withholding or estimated-tax planning, and check the IRS page for current rules.
The result
Result: IRS (Working Families Tax Cuts fact sheet, 2025): $6,000 per eligible person ($12,000 for a married couple if both qualify); phases out above $75,000 modified AGI ($150,000 joint); you must include your Social Security number and, if married, file jointly.
Note: Not financial advice. General information only; check your own situation or ask a qualified professional.
Source
IRS: Working Families Tax Cuts, tax deductions for working Americans and seniors (opens the original source in a new tab). Check it for the latest numbers before you act.