Know the 2026 health FSA salary-reduction limit
Added
If your employer offers a health flexible spending arrangement through a cafeteria plan, salary-reduction contributions for plan years beginning in 2026 cannot exceed the IRS annual limit. Confirm whether your plan allows a carryover or grace period for unused amounts, then set your election before open enrollment ends.
The result
Result: IRS Publication 15-B: for plan years beginning in 2026, a cafeteria plan may not allow an employee to elect salary-reduction contributions for a health FSA above $3,400.
Note: Not tax advice. Rules change and depend on your situation; confirm with the IRS or a tax professional.
Source
IRS Publication 15-B (2026), Employer's Tax Guide to Fringe Benefits (opens the original source in a new tab). Check it for the latest numbers before you act.