Read EE bond interest and cash-in rules before you buy
Added
Series EE savings bonds earn a fixed rate set when you buy them and pay interest monthly, compounded semiannually. New EE bonds are electronic only through TreasuryDirect. You can redeem after 12 months, but cashing in before 5 years costs the last 3 months of interest. Compare the current rate and the 20-year doubling guarantee with your other savings options.
The result
Result: TreasuryDirect: EE bonds issued November 1, 2026 through April 30, 2027 earn 2.90%; Treasury guarantees the bond will double in value in 20 years; annual purchase limit is $10,000 per Social Security number.
Note: Not financial advice. General information only; check your own situation or ask a qualified professional.
Source
TreasuryDirect: EE bonds (opens the original source in a new tab). Check it for the latest numbers before you act.